One Disaster is Enough. Your Claim Doesn’t Need to Be!
Standard property insurance coverage does not cover flood damage. Many times, flooding seems so unlikely because you live in an area where it’s doubtful. However, then flooding happens.
The Federal Emergency Management Agency (FEMA) sets the legal definition of flood damage as a “general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow.” It’s important that you understand this definition.
Now, with costly property damage, how can you file and negotiate a claim that will get you enough to restore your home?
Flood Damage Causes
Several reasons can cause flood damage, including:
- Heavy rains
- Hurricane or storm surges
- Flash flood
- Overflowing rivers
- Broken or leaking pipes
- Damaged pumps
- Backed up sewage systems
- Clogged drip pans
If a flood or a plumbing issue damaged your home, you need to get it inspected to ensure your home and family are safe.
As your trusted advisors, we are fluent with insurance policy terms and conditions. We will evaluate and document your property’s water damage in full detail to make sure you receive the maximum amount to recover.
What Does Flood Insurance Cover?
It’s different from regular property insurance. When flooding happens, the damage is to multiple homes where the volume of claims can lead to a complicated and stalled insurance claim process with your insurance company.
What is important is knowing what the extent of damage really is. In most cases, the insurance company adjuster will only write their estimate of damages that are only visible. That is where AllClaims Adjustment Company comes in.
By working with us, though, there is no need to wade through any of that. We work with you to assess, evaluate, and document your damage.
We use our past experience of handling similar claims as well as almost a quarter of a century of construction knowledge and put it to work for you. We estimate the damages making sure everything is covered not by just what is visible but whatever else has been affected by the water. Then we’ll negotiate a maximum claim recovery with your insurance company.
Call us today at (267) 567-7784!